The Dutch healthcare system can be complicated. We inform you about the regulations and basics of the Dutch healthcare system.

When something is up

Information about where to go to

In the Netherlands people with medical ails in most cases first go to the "huisarts" (general practitioner). For problems with teeth, a dentist can be visited. Hospitals are rarely visited, in most cases only with a referral from a general practitioner or dentist. Read further below about the different healthcare providers and where to find them near you.

Huisarts (general practitioner)

General practitioners are your go-to place when you feel ill or want medical advice. In most neighborhoods, clinics can be found. Often it is possible to make an appointment, however, if it is urgent, most clinics have walk-in consultation hours each morning. Also, visits to GP's are covered with a basic Dutch healthcare insurance, but be sure to register at a GP nearby you otherwise you will pay visitation fees.

Click here to find a general practitioner near you!

Tandarts (dentist)

Got problems with your teeth? Go to the dentist. Dentists are capable to fix most problems relating to teeth, however, in rare cases, you will be referred to an oral surgeon in the hospital. Costs for the dentist are not covered by a basic Dutch healthcare insurance, so be sure to insure yourself additional or be ready to pay yourself. Children younger than 18 years old are covered by the law.

Click here to find a dentist nearby you! 

Ziekenhuis (hospital)

A hospital is a place not often visited by Dutchies if they feel ill. Usually, people visit the hospital only if another doctor/dentist/GP referred a patient to the hospital for further inspection by medical experts. However, the Netherlands has many hospitals to choose from, at least one in each city.

Click here to find the nearest hospital!

How to be prepared

Information about insurances and subsidies

In the Netherlands a healthcare insurance is obligated. It differs per situation whether a Dutch insurance is required or an international one suffices. Luckily, the government provides an allowance/subsidy based on income to cover healthcare costs - "zorgtoeslag."

Dutch healthcare insurance

Dutch citizens and internationals are required to be insured for medical costs. In some cases, internationals are obligated to take out a Dutch healthcare insurance, for example when having a non-tourist residence permit or start working as a student. See this flowchart by Euraxess and Nuffic to find out if you need a Dutch healthcare insurance.

A Dutch healthcare insurance costs between €90 and €130 dependent on individual needs and coverages.

Do note: insurances work with an own risk, where the insuree needs to pay a certain annual amount of money first before the insurer covers the remaining costs that year. Also, check which healthcare providers are included by your insurer.

Want to know how to apply for a Dutch healthcare insurance? Click here!

EU health card

For some EU internationals coming to the Netherlands an EU health card is sufficient to be covered. You can apply for an EU health card with your national insurance provider. 

Do note: if you will start working in the Netherlands, a Dutch basic healthcare insurance is obligated and an EU health card will not suffice.

"Zorgtoeslag" - healthcare subsidy

For an EU citizen living in the Netherlands paying for a Dutch basic healthcare insurance, it is possible to apply for a healthcare allowance called "zorgtoeslag".

Several requirements exist to be eligible for the income dependent zorgtoeslag:

  • 18+ years old; 

  • Dutch healthcare insurance;

  • An income below the (shared) earnings threshold;

  • A Dutch nationality or valid residence permit;

  • A capital below the (shared) threshold.

To apply for the zorgtoeslag, first apply for a Digid. Then you can log into mijntoeslagen (part of the Dutch taxdepartment) and apply there.

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